Author: Business News

How to Stay Healthy and Still Use the Elevator

When you ride an elevator, you want to know that it is safe. Lift modernization has had made elevators very safe for riders to use. It has also made adding elevators to homes more accessible for people. An at-home lift can make a home more accessible for someone with mobility issues that prevent them from taking the stairs. This can help people stay in their homes instead of having to find a new one that is easier for them to move around in. This is true for an apartment lift as well. If there is an elevator, units on higher floors become more accessible.

Why Regular Energy Just Ain’t Working Anymore Understandig the Business of Energy Industry Deregulation

Maryland energy suppliers

Think back to your high school history class. It may be hard — or painful — especially if it’s been a few decades, but think back to the lesson or lessons about how the United States was founded, and why it was built on the principles of liberty and justice for all. Although this sentiment was meant for the people and this great country, it also applies to the businesses operating here. The American economic system is known for its capitalist mentality, but it’s also praised for its free enterprise system, which means minimal government in terms of corporate enterprises.

Like other corporations, energy is a big business and an especially important one! After all, it’s how the lights stay on in your home and how you’re able to stay warm and cool throughout the different seasons. However the energy and power industries are rapidly changing due to the trend known as energy industry deregulation. Think of energy industry deregulation as a kind of free enterprise system for energy suppliers and power suppliers, as well as renewable energy companies.

In years past, the government and it’s authorities worked closely on an individual level with local utility providers in an effort to give business and home owners a single, standardized solution for their power and utility needs. Many power and utility companies found these kinds of restrictions to be very stifling and unnecessarily restrictive. The silver lining was that this tight control allowed the industry to stabilize and it helped to establish a significant infrastructure during the early twentieth century. As much as this system was necessary back in those days, fast forward to today, and many find it outdated and impractical.

New government legislation prevent alternatives to the most basic ways of how energy is transmitted and delivered, while simultaneously allowing new, alternative energy companies to enter the market. This restructures the entire energy industry, and home and business owners are the ones that are missing out the most.

While the basic concept of energy industry deregulation is fairly simple to understand, it’s easy to see how it’s dynamics can be confusing, especially since it’s likely that your local power or utility provider isn’t necessarily motivated to highlight the alternatives or benefits. As such, you may not even know what your options are and could be missing out on some serious savings. For the most part, consumers appreciate energy industry deregulation because it makes room for more sustainable, and innovative companies to serve their needs in a more efficient and affordable way.

Here are a few things you need to know about energy industry deregulation and how it can benefit you.

Save money on your gas and power utility bills each month Who doesn’t like to save money? No one! After a while, your monthly utility expenses can add up, so it’s important to find ways to save anyway you can. As previously stated, the United States of America praises capitalism, and one of the most fundamental tenets of that is competition in order to drive prices down and keep them fair. Thanks to energy industry deregulation, alternative power companies can enter a deregulated market and win new customers over by offering lower, more affordable rates for service.

It’s greener

Energy deregulation means more green for your pocket but it’s also greener for the earth and better for the environment. Sustainability and environmental responsibility is on the minds and in hearts of many American households and individuals nowadays, perhaps more so than ever. Deregulation can help you with this by making your electricity and gas greener! As a whole, most alternative power suppliers seek out the most environmentally friends power sources to protect the environment whilst serving the needs of their customers.

No service interruption

It’s important to keep in mind that deregulation of power only affects it’s supply or where the energy actually comes from, not how it’s delivered or distributed to you. If — more like when — you decide to make the simple switch, you don’t have to worry about a disruption in service or a power outage. The only thing that will be different is your lower monthly bill!

The Benefits of Electronic Billing

Billing statements

Outsourcing departments, especially billing services, has becoming quite popular nowadays especially for smaller businesses. If you outsource utility billing, your customers may be able to get a more comprehensive and understandable bill because the outsourced company will have the time to really sit down and figure out what some improvements to the billing process could be. That is, if your customers are still receiving print and mail services. Even if you outsource utility billing, customers should still be encouraged to cut down on paper and print services by switching to the electronic method of billing. Here are a few benefits to electronic billing done by outsource utility billing.

Quicker Availability
If someone has access to an online profile or account then they will be able to look up the information they need, much quicker. For example, if you needed a statement from past months, if you only have paper billing, then you would have to wait an average of seven to 10 business days in order to receive the statement. But online, you could click and immediately download the month that you need the statement for. You can also look up your agreements, deals and discounts availability as well as much more information, of course including your due date and how much you owe.

Easier Reminders
Some people prefer the printed bills because this is how they remind themselves that their bills are almost due. However, when you set up your online account, you can add into the settings that you want reminders. They can send them to your phone via text or email you a few days before your bill is due so that you can be prepared. It is a more efficient method than waiting for a paper bill because mailed bills can get lost, show up late or any number of problems. An email or a text will be instantaneous and it’s very hard for them to get lost.

Better Organization
Keeping track of paper bills end up building up clutter and disorganization around your house. It’s hard to throw away those kinds of things because you always wonder if you are going to need those bills later on down the line for something. Keeping everything in your online account will automatically date things so that you can find them easily. It’ll keep it organized for you and you don’t have to worry about clutter or losing a paper. Should you need a physical copy, you could easily print off whatever you need to have in hand.

Communication with Company
When you call the 1800 number for a utility company, you’ll be lucky to get through within 20 minutes. Unfortunately, those lines are usually so tied up it’s almost impossible to get through to anyone. However, the online account will usually offer email capability to contact the company or sometimes they have a live chat service where you can talk with a level one representative regarding your issue. You don’t have to worry about the line dropping or the call cutting out after waiting so long on hold and most questions can be answered online anyway.

Money Saver
Being able to track your usage online will help you to make sure that you are using your utilities efficiently. Some websites even have real time assistance regarding how much energy you are using. If you only have paper billing then you miss out on the opportunity to watch how much you are using and potentially cut down on areas where you have excessive usage. The hard part about trying to do that with a paper billing system is that you have to wait month by month to see if you are doing better. If you are online then you can just pull up your account and see what has happened or changed almost immediately.

If you are wanting to outsource utility billing then it would be a good idea to let them encourage your customers to partake in the online billing system. This will make life a lot easier for the outsourced company as well as for the customer. Keeping the customer happy should be your number one priority but sometimes, the customer doesn’t know that they could be happier than they are now. You have to show them.

Online Sales Dominate The Market How Can You Keep Your Business Transactions Secure?

Payment processing companies

Thanks to the Internet, buying a wide variety of products and having them delivered right to your doorstep is easier than ever. People have gravitated to this new form of business and, as a result, small businesses and corporations alike work day and night to accommodate these new standards and expectations. However, with all upsides there’s a downside — secure payment. Many customers are concerned about credit card fraud, lost transactions and a lack of oversight for their hard earned cash. With gateway services and chargeback protection you can spend less time offering refunds and more time selling what you need to keep your business afloat.

Ecommerce Sales

Online buying is the way of the future and shows no sign of slowing down thanks to convenience and accessibility for a wide variety of people. Nearly half of all digital buyers already know where and how to look for a product before buying, with many having a favorite store they frequent. A MineWhat survey conducted in 2014 found that, on average, a customer will visit three stores online before making a final purchase. According to Statista, the incentives to buy items in bulk or through special sales will see customers spending more online than they would in person. The average American shopper will spend nearly $80 per order, causing businesses across the country to abandon traditional methods in favor of new technology.

Credit Card Fraud

One of the most prevalent issues among frequent online buyers is that of credit and debit card fraud. The United States sees credit card fraud costing more than $8 billion every year, with a projected worldwide total of $16 billion in recent years. Many customers are understandably concerned about their ability to safely access one of the most popular and convenient ways of purchasing and are more likely to return to a business that has taken proper measures against fraud and data breaches. When global ecommerce sales total $900,000 every 30 seconds, it’s a wise decision to take as many steps as possible to secure your customer base.

Data Breaches

While credit and debit card fraud qualify as data breaches, there are other forms of illegally accessing customer and business information. Data breaches added up to nearly 1,600 worldwide, up by 46%, and compromised over one billion different data records. Half of all data breaches related to identity theft, with 17% aimed at financial access and another 11% through account access. In over 12% of cases of credit and debit card fraud an Internet website was the initial point of contact. Nearly half of all online buyers plan to make the transition to mobile shopping in the coming years, as well. What methods can you use to make your business a more secure and trustworthy place to shop?

Chargeback Protection For Ecommerce

Secure payment is high on the priority list of both businesses and customers alike. Studies have shown over 80% of American Express card members and 79% of Visa and Mastercard members agreeing that, no matter the nature of the business, merchants should offer customers as many different payment options as possible. This includes payment protection, a backup option in case payments are lost or shipments go missing. The most secure apps will use data encryption techniques, able to deter even determined hackers, alongside high-level passwords. A little care goes a long way and nowhere is that more evident than secure payment options.

Tips for Maintaining Your Furnace

Services

The secret to a happy home is a healthy furnace. Your furnace is an integral part of your home, setting the ambiance and atmosphere for everyone who comes to visit. To keep your heating system running at its peak performance for as long as possible, it’s important to maintain it with regular TLC. Some heating repairs and maintenance can be done yourself at home, while others require a heating contractor to pay a visit. The following is a list of the most important maintenance procedures and at-home heating repairs to keep your unit in tip top shape.

  • First and foremost: keep your furnace clean

    Dirt is the kryptonite of your furnace. A dirty filter can lower efficiency and even cause overheating. To prevent dirt from overtaking your heating system, the filter system, blower, and motor all need to be regularly cleaned. According to EnergyStar.gov, your filter should be changed anywhere from monthly to once every three months, depending on your usage level. To inspect your filter for build-up, remove it from the unit and hold it up to the light. You’ll know it needs to be replaced if it appears clogged. In addition to being cleaned of dust and debris, your motor should be regularly lubricated to keep it running smooth.
  • Check your pilot light for strength and height

    Your pilot light flame should be full and steady. It shouldn’t have touches of yellow or flicker. If you need to adjust the height of the flame on your main burners, call a heating repairs professional. Your pilot light flame can be adjusted with the adjustment screw. The flame should be between 1.5 and 2 inches in height.

    Your pilot light may be occasionally blown out by a draft. If your pilot light goes out, you can often relight it by hand. Take care to follow the relighting instructions provided by the manufacturer. You can usually find them on the access door. If you have any trouble relighting it, contact a heating service technician for assistance.

    If you find your pilot light frequently going out, your thermocouple may be to blame. The thermocouple is a safety device located near the pilot light. It’s role is to shut off the gas if the igniter fails or the pilot goes out. You can start by trying to tighten the nut of the thermocouple with a wrench, but take care not too use too much pressure. After tightening, relight your pilot light. If the pilot still won’t stay lit, you likely need to replace the thermocouple.
  • Consider an upgrade, particularly if you’re facing costly heating repairs

    By law, gas furnaces are required to run at a minimum of 78% efficiency. However, furnaces with a 97% efficiency are available on the market. By upgrading your furnace from 56% to 90% efficiency, you could prevent 1.5 tons of carbon dioxide emissions from your gas furnace each year. If you use an oil furnace, those savings jump to 2.5 tons of carbon dioxide emissions. Not only does improved efficiency help the environment, but it will lower your monthly bill and keep more money in your pocket.

    If your furnace is over 15 years old, chances are it’s time for a replacement. If you find yourself in need of heating repairs because a key part has failed, you’d be better off replacing the whole unit than spending money on additional heating repairs.
  • Give your furnace bi-annual professional check-ups

    Just like your teeth, your HVAC system needs bi-annual check-ups from a professional heating and cooling specialist. The best way to prevent key part failure is regular maintenance and inspections.

    EnergyStar.gov recommends having your furnace inspected once before the cold months set in and your air conditioner inspected once before Summer. A professional can assess any heating repairs that may need to be done before the high usage months of Fall and Winter set in. There’s nothing worse than emergency heating repairs in the middle of a freeze. Discovering any necessary heating repairs before they become a major issue can also save you time and money down the line.

With regular maintenance, most furnaces will last from 15 to 18 years. By keeping your furnace clean, the pilot light healthy, and using the most efficient models, your furnace will have a long and healthy life.

4 Ways to Up Church Going

Church marquee

When considering a sign to put up outside your church, you have options but they should all reflect what is going on inside. Like commercial business signs, signs for churches should be eye catching and noticeable without offering to much information that is going to overwhelm the viewer. Outdoor church signs are used to compel people to come and visit the church so there should be something inviting and warm about them that encourages people to come inside. Here are some ideas for outdoor church signs that will hopefully get you thinking in the right direction before settling on a type of sign.

Full Color LED Signs
These kinds of signs are definitely noticeable as outdoor church signs but they also include a sense of youthfulness so if your church is geared for the older generation, using an LED sign company is probably not the best representation of how the services are run. However, if you have a youth centered ministry with lots of LED light shows and concert set up inside, then an LED sign in full color is exactly what you need outside your church to show people what is going on. You don’t want to misrepresent the nature of your church and the sign is the first impression a visitor will get of the type of church that it is.

Electronic Signs
Using an electronic sign as one of the outdoor church signs is a good idea but you probably wouldn’t want this as your only sign. This is because the main sign typically never changes. It should contain your church name and service times in order to inform people when you will be there. An electronic sign can be very efficient in advertising upcoming events and special services that will be taking place. These are one off events that don’t usually happen on a regular basis. That’s the type of thing that an electronic sign is good for. It’s easy to change so if the events are constantly changing, you don’t have to worry about the hassle of getting a new sign made every time you have a special speaker or singer come into town.

Billboard Signs
Even though the billboard may not necessarily be directly outside your church it’s a great way to inform people that your church exists. You have to think bout letting people know about your church like you would any type of business. Billboards, signs, flyers, cards, invitations etc all play a part in information people about churches, companies, restaurants, franchises and any other kind of industry that relies on the attendance of people.

Flyers
Flyers are basically mini signs that can be distributed throughout the community in order to raise awareness. Flyers are fairly inexpensive to get printed and can be done in bulk which makes it even cheaper. You can have a flyer that promotes the regular services and goings on at your church and then whenever you have a special event you could print another flyer to be handed out as an invitation. The only problem with flyers is that people are very finicky about them. There is always a chance that they will be thrown away if there is too much information, not enough information, too much color or not enough, too many images or not a lack of pictures. There has to be a perfect balance of color, image, wording and even paper type. A cheap, flimsy paper will be crumpled up and thrown away. However, a glossy card stock flyer may be kept even if just because there’s no access to a trash can at that point and throwing it on the floor is less acceptable that with a wad of paper.

There are a lot of ways that signs can promote churches and encourage people to attend. Overall, your sign or flyer or invitation should be welcoming and warm and accepting of anyone who looks at it. You want them to look at the sign and wonder what it would be like to attend that church. It should make them think about community and their soul and whether or not they are neglecting the higher purpose. People are searching for a meaning to life and if your church can give that, your sign should reflect it.

OSHA Fines Company $35,000 for Role in Death of Mechanic

Phoenix wire rope

According to Syracuse.com, The federal Occupational Safety and Health Administration — OSHA — has charged the Otis Elevator Company with a $35,000 fine for their role in a mechanic?s death. OSHA claims that the company did not follow recommended safety procedures and did not give the mechanic proper training.

Last May, Christopher Hamelinck, a 53 year old mechanic, was working on a nursing home elevator. Hamelinck was doing maintenance work on the elevator when another elevator, from an upper floor, came down, essentially pinning him between a support beam and a steel ladder. At the time, state police had ruled that the incident was an accident.

Fall May Have Been the Result of Serious Safety Oversites

OSHA, however, says that the oversites they observed were ?serious.? OSHA says that the elevator company should have — but didn?t — evaluate the elevator pit to ensure that there were not any permit-required confined spaces. It also says that the company failed to establish procedures regarding how long its employees could spend in these confined spaces. Additionally, it did not appear to be the case that Hamelinck was trained well enough to handle working in permit-required confined spaces, such as the elevator pit he was working in.

OSHA standards routinely require systems of locking and tagging while working with potentially moving equipment; it found that Otis?s standing practices avoided doing this, resulting in Hamelinck not locking or tagging out the elevator that killed him while he was performing maintenance work below it. Syracuse.com says that the Otis Elevator Company is planning to contest the citation.

How to Run Your Business: Educate Employees About Fall Protection, Crosby Forged Shackles

If you own a business in the construction industry, you likely know the importance of proper training and regulations. OSHA fines can be astronomically high depending on the perceived severity of the case — and of course, you don?t want your employees injured or killed while working for you, either. Luckily, numerous companies offer options for fall protection certification and rigging courses so that you can get your employees up to speed on the latest requirements. OSHA fall protection training will ensure that workers know weight limits, height limits, how to properly use rigging supplies and Crosby forged shackles, and more.